Richard is an avid traveller who has met with people from all walks of life all over the world. He has a wealth of experience in a number of areas and runs several small businesses to fund his adventure. In between work and travel he enjoys football, UFC and going to the gym.

Top Five Tips to get out of Debt

Are you up to your eyeballs in debt and have no idea how to begin to claw your way back to zero? First of all, you are not alone as research shows that the average...